Title : Medicare for All?
link : Medicare for All?
Medicare for All?
I actually sell Medicare products (Medicare Supplements, Drug Plans, Medicare Advantage, etc.). The young people seem to think Medicare is FREE! to seniors.Where to start?
Part A is free to the end user - well, if you don't count the years of work needed to qualify for it. Some people, with fewer working years, DO pay for Part A, which covers 80% of hospital-related costs.
Part B just got a jump in monthly charges - to $144/month. That part of Medicare covers doctor's visits and some tests - again, 80% of the costs. If your income is particularly high, you may be assessed additional monthly charges - no, the rich don't get a free ride.
That's why Medicare Supplements were created - when seniors buy them, they cover the remaining 20% of the costs. Such add-ons to Medicare cost anywhere from around $75 - $200 a month.
Yeah.
At the LOW end of monthly costs - before getting ONE visit to a doctor - those on Medicare have to pay a little over $200 a month. Some are paying more than $400/month, just for the plans, even if they don't use them.
That doesn't even touch prescription drug plans - which, at the low end, start around $25/month, and can reach $100 or more a month.
I'm not even going to go into deductibles, co-pays, or restricted drug lists and tiers of co-pays.
Plus, every year, the cost of the Med Sups and Drug Plans increases. And, if you chose not to have a Drug Plan, when you finally decide that you need one, the government will fine you for every month you didn't have coverage - for the rest of your life.
All of which makes this video almost amusing - if it amuses you to see ignorance on display.
Thus Article Medicare for All?
That's an article Medicare for All? This time, hopefully can give benefits to all of you. well, see you in posting other articles.
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